General overview of software wallets
This guide focuses on software wallets: mobile apps, desktop clients, and browser extensions. They are the most convenient choice for everyday transactions, DeFi activity, and NFT management, offering quick access to funds across devices.
Software wallets are ideal for users who value flexibility and functionality: they allow you to connect to multiple networks, interact with third-party dApps, manage several addresses, and execute transactions without complex hardware setup. For long-term storage of large amounts or multi-user access, we provide separate guides — links are included below.
Quick checklist for choosing a wallet
- Security: self‑custody (you hold the keys), local encryption, reliable app lock; whenever possible — open source and public audits.
- Fees: no extra fees on transfers, flexible gas/priority settings, transparent terms for built‑in swaps.
- Network support: not only ETH but also popular EVM‑L2 (Arbitrum, Optimism, Base) and Bitcoin/Solana — if relevant for your use cases.
- Web3 features: convenient dApp connection (WalletConnect/built‑in browser), working with NFT, bridges and swaps.
- Usability: proper localization, intuitive UX, quick onboarding, a decent support base (guides, FAQ).
🦊 MetaMask
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| iOS, Android, extension | EVM (ETH + L2, BSC, Polygon, Avalanche…) | Yes (browser/WalletConnect) | Yes (ERC‑721/1155) | ETH (via partners) | No (PIN/biometrics) |
MetaMask is a popular self‑custody wallet for Ethereum and compatible networks. It is available as an extension for Chrome, Firefox, Brave and Edge as well as a mobile app for iOS and Android. It supports manually adding any EVM network (Arbitrum, Optimism, Base, BNB Chain, Polygon, Avalanche and others), stores private keys locally and encrypts them on the device.
Key advantages
- The Web3 authorization standard: supported by most dApps.
- Flexible gas and transaction priority settings.
- Built‑in Swap and Bridge for exchanging and transferring between networks.
- Support for L2 and custom RPC, quick token import.
- Integration with hardware wallets Ledger/Trezor.
- MetaMask Snaps — feature extensions (notifications, integrations).
Points to consider
- No classic 2FA: protection relies on your device’s PIN/biometrics and the seed phrase.
- EVM ecosystem only: no native support for BTC/Solana/Tron.
- Service fees: the built‑in Swap/Bridge is usually more expensive than DEX/exchange alternatives.
- Phishing risks: beware of fake websites and extensions.
When it’s the best choice
- 🟩 Constant work with DeFi/NFT on Ethereum and L2.
- 🧭 You need precise fee and contract settings.
- 🧩 Maximum compatibility with dApps is required.
🔒 Trust Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| iOS, Android, extension | 40+ (BTC/ETH/BSC/Tron/SOL/ADA…) | Yes (browser/WalletConnect) | Yes (mobile gallery) | BNB, TRX, SOL and others | No (PIN/biometrics) |
Trust Wallet is a multi‑currency self‑custody wallet with a focus on mobile UX. It supports dozens of networks and hundreds of thousands of tokens; only the user holds the keys. There are no extra fees on transfers — you only pay network fees. Built‑in swaps and purchases via partners come with their own spreads. The interface is simple and localized.
In short:
- 🟢 Main wallet
- 🌐 Web version and browser extension
- 🖼️ NFT and gallery
- 🧩 Integrations and plugins
Key advantages
- One wallet for everything: BTC + EVM + Solana + Tron.
- Simple onboarding, beginner‑friendly, localized interface.
- DeFi access: dApp browser (Android) and WalletConnect (iOS).
- NFT storage and viewing, built‑in staking of popular coins.
- Fine‑tuned fee settings (manual/presets).
Points to consider
- No classic 2FA: protection is via the device’s PIN/biometrics.
- iOS limitations: there’s no built‑in dApp browser; use WalletConnect.
- Partner spreads: swaps/purchases inside the app are typically more expensive than on exchanges/DEX.
When it’s the best choice
- 🟩 You need a single wallet for BTC + EVM + Solana without network juggling.
- 🧭 You’re a beginner and value a simple interface and localized language.
- 🧩 You want quick access to DeFi and NFT storage/viewing from your phone.
🔵 Coinbase Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| iOS, Android, extension | BTC, Solana, Ethereum + EVM | Yes (browser/WalletConnect) | Yes (tab with gallery) | No | No (PIN/biometrics) |
Coinbase Wallet is a non‑custodial wallet from the American exchange Coinbase, operating independently of an exchange account. It supports Ethereum, EVM‑compatible networks, Bitcoin and Solana. Private keys are encrypted locally; the source code is based on open libraries. An encrypted cloud backup of the seed phrase (iCloud/Google Drive) is available.
In short:
- 🟢 Independent of the Coinbase exchange account
- 🌐 Web3 access and WalletConnect
- 🖼️ NFT gallery
- 🛡️ Integration with Ledger
Key advantages
- Support for BTC, Solana and all popular EVM networks.
- Built‑in dApp browser and WalletConnect.
- Transparent fees: you pay only gas for transfers.
- Fast transfer of assets between the wallet and the Coinbase exchange.
- Filtering of malicious dApps and spam tokens.
- Ledger integration for secure transactions.
Points to consider
- No localization: the interface is only in English.
- Cloud recovery: if used, security depends on the protection of your iCloud/Google account.
- Exchange spread: the built‑in aggregator may quote a price 0.5–1% above exchange rates.
When it’s the best choice
- 🟩 You need BTC, Solana and EVM combined in one wallet.
- 🧭 You want simple connection to DeFi and NFT via the browser or WalletConnect.
- 🧩 You use the Coinbase exchange and want to move assets quickly.
🐰 Rabby Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| Extension, iOS, Android, desktop | EVM (ETH + L2, BSC, Polygon, Avalanche…) | Yes (browser) | Yes (via EVM) | No | No (PIN/biometrics) |
Rabby Wallet is a wallet from the DeBank team aimed at experienced DeFi users. It started out as a browser extension and mobile and desktop versions appeared in 2024. It offers deep integration with EVM networks, open source code and mandatory audits (SlowMist, Cure53). Supports connecting Ledger and Trezor.
In short:
- 🟢 A tool for advanced DeFi users
- 🌐 Multi‑network EVM portfolio
- 🛡️ Enhanced security features
- 🔗 Hardware wallets Ledger/Trezor
Key advantages
- Automatic network switching when connecting to a dApp.
- Gas Account — pay fees across networks from a single account.
- Built‑in aggregator for swaps and transfers without additional fees.
- Transaction simulation before confirmation.
- Warnings about phishing and malicious contracts.
- View and revoke dApp permissions in a convenient interface.
- Interface available in several languages.
Points to consider
- EVM only: no support for BTC, Solana and other non‑EVM blockchains.
- Mobile versions: launched recently, functionality may differ from the desktop version.
When it’s the best choice
- 🟩 Active work with DeFi and many EVM networks.
- 🧭 You need full control over fees and transaction simulation.
- 🧩 You need built‑in security and permission management tools.
👻 Phantom
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| iOS, Android, extension | Solana, BTC, Ethereum, Polygon, Base | Yes (browser/WalletConnect) | Yes (gallery) | Solana (in the app) | No (PIN/biometrics) |
Phantom started as a wallet for Solana but by 2025 has become a multi‑chain solution. It is available as a browser extension and mobile app, storing private keys locally. The interface is protected by a password or biometrics. The code is partly closed, but the wallet has been audited by Kudelski Security and integrates with Ledger hardware. Built‑in phishing protection and spam token filtering.
In short:
- 🟢 Ideal for Solana users and NFT enthusiasts
- 🌐 Multi‑chain: Solana, BTC, Ethereum, Polygon, Base
- 🖼️ NFT gallery with convenient viewing
- 🛡️ Spam filtering and phishing protection
Key advantages
- Minimal fees on the Solana network.
- Built‑in token swap on Solana (≈0.85%).
- NFT tab with a beautiful gallery.
- Built‑in dApp browser in the mobile version.
- Import seed phrases from MetaMask to manage Ethereum and Solana in one interface.
- Integration with Ledger, password or biometric protection.
Points to consider
- EVM limitations: no support for Arbitrum and Optimism.
- Swap fee: the built‑in Solana swap charges ~0.85%.
- Partially closed code: not all functionality is publicly auditable.
When it’s the best choice
- 🟩 You work in the Solana ecosystem and actively use NFT.
- 🧭 You need a fast multi‑chain wallet with support for BTC, Ethereum and Solana.
- 🧩 You require a minimalist and fast interface with phishing protection.
🌌 Exodus
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| Windows, macOS, Linux, iOS, Android, extension | BTC, EVM, Solana, Cardano, Tron and others | Yes (Apps section) | Yes (on supported networks) | ADA, ATOM, SOL, XTZ and others | No (PIN/biometrics) |
Exodus is one of the oldest multi‑currency wallets with a user‑friendly interface and rich functionality. It is available on all popular OS and as a Web3 extension. Private keys are stored locally, integrates with Trezor and Ledger hardware. Known for its quality design, portfolio visualizations and beginner‑friendly experience.
In short:
- 🟢 Supports 250+ assets
- 🌐 Multi‑platform
- 🖼️ Beautiful interface and portfolio analytics
- 🔗 Integration with Trezor and Ledger
Key advantages
- Support for Bitcoin, Ethereum (ERC‑20), BNB Chain, Cardano, Solana, Tron and more.
- Simple fee options: low, standard, urgent.
- Built‑in cryptocurrency exchange within the app.
- Staking of ADA, ATOM, SOL, XTZ with one click.
- Apps section for access to DeFi protocols.
- Supports the Russian language.
Points to consider
- Closed source: there is no complete public audit.
- High spreads: exchanges inside the wallet charge 2–5 % depending on the pair.
- L2 limitations: no full support for Layer‑2 networks.
When it’s the best choice
- 🟩 You need a beautiful and simple multi‑currency wallet for storing a portfolio.
- 🧭 You want to combine desktop and mobile work.
- 🧩 Integration with hardware wallets is important.
⚛️ Atomic Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| Windows, macOS, Linux, iOS, Android | 500+ assets (BTC/EVM/SOL/XRP/ADA/DOT…) | Limited (no dApp browser) | Limited (Solana) | Yes (ATOM, XTZ, ADA, DOT and others) | No (PIN/biometrics) |
Atomic Wallet is a multi‑currency wallet with broad network coverage and a historical focus on atomic swaps. Available on desktop and mobile, the interface is simple and localized. Transfers have no extra fees (you pay network fees); built‑in swaps/purchases include spreads. Supports >500 assets, basic staking for some coins. After the 2023 incident, cautious use and regular updates are recommended.
In short:
- 🟢 Wide asset support
- 🌐 Desktop + mobile apps
- 🧩 Basic staking in the interface
- ⚠️ Serious security concerns
Key advantages
- Support for a large number of coins and tokens in one app.
- Simple UI that’s clear for beginners.
- Staking of popular coins directly from the interface.
- Built‑in swaps and purchases (convenient but with spreads).
Points to consider
- 2023 security incident: widespread compromise of user funds.
- Closed source: limited opportunities for external audit.
- Partner spreads: swaps/purchases inside the wallet are usually more expensive than on exchanges/DEX.
- No dApp browser: limited direct DeFi usage.
When it’s the best choice
- 🟩 You need a simple interface for viewing/small operations with a broad set of assets.
- 🧭 You use other wallets for DeFi, and this one is just for basic functions.
- 🧩 You need a temporary wallet with broad coin coverage (without storing large sums).
🛡️ Guarda Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| Web, desktop, iOS, Android, extension | 50+ blockchains (BTC/EVM/Monero/Cardano/Ton…) | Yes (WalletConnect) | No | Yes (several coins) | No (PIN/biometrics) |
Guarda Wallet is a European multi‑currency wallet with a web version, mobile and desktop apps and a browser extension. It is non‑custodial: private keys are stored and encrypted locally only. The code is partly open (mobile apps are published open source under Zcash Foundation grants). Supports multi‑signature for BTC and ETH and integration with Ledger hardware wallets. Encrypted backup and synchronization between devices are available.
In short:
- 🟢 50+ blockchains and thousands of tokens
- 🌐 Web, mobile, desktop, extension
- 🛡️ Multi‑sig for BTC and ETH
- 🔗 Integration with Ledger
Key advantages
- Broad support for blockchains (BTC, Ethereum, Monero, Cardano, TON and more).
- Multi‑signature for BTC and ETH.
- Ledger integration for additional security.
- Manual gas adjustment.
- Encrypted backups and synchronization across devices.
- WalletConnect support for DeFi access.
Points to consider
- No NFT display: collections are not shown in the interface.
- Exchange spreads: 1–2% depending on the pair and partner.
- Staking: a share of the reward is retained as a service fee.
When it’s the best choice
- 🟩 You need one wallet for BTC, EVM, Monero, TON and other networks.
- 🧭 Multi‑sig and Ledger integration are important.
- 🧩 You need synchronization between devices with encryption.
⭕ OKX Wallet
| Platforms | Networks | DeFi | NFT | Staking | 2FA |
|---|---|---|---|---|---|
| Web, iOS, Android, extension | 130+ (BTC, EVM, Solana, Polkadot, Cosmos, TON, Aptos, Sui…) | Yes (DEX, Earn, dApp catalog) | Yes (marketplace) | Yes (Earn/farming) | No (PIN/biometrics + MPC) |
OKX Wallet is a non‑custodial wallet from the OKX exchange, available as a mobile app, browser extension and web interface, as well as an embedded module in OKX Exchange. Supports MPC (multi‑party computation) for smart accounts, integration with Ledger, phishing filtering and smart contract audits.
In short:
- 🟢 130+ blockchains
- 🌐 One window for Web3 (DEX, NFT, Earn, dApp)
- 🛡️ MPC and advanced security tools
- 🔗 Integration with Ledger
Key advantages
- Support for all EVM networks + Bitcoin/Lightning, Solana, Polkadot/Kusama, Cosmos, TON, Aptos, Sui, NEAR and more.
- Flexible gas settings, pay fees from a single pool across networks.
- Built‑in DEX aggregator and cross‑chain bridges without hidden fees.
- The “Discover” section with a dApp catalog reduces phishing risks.
- NFT marketplace and Earn yield aggregator (staking/farming).
- Support for complex operations in a single transaction (MPC + smart account).
Points to consider
- Partially closed code: not all functionality is externally auditable.
- MPC complexity: requires understanding of backup key management.
When it’s the best choice
- 🟩 You need a single solution for working with dozens of networks.
- 🧭 You want to combine DEX, NFT, Earn and dApp in one interface.
- 🧩 You want to use MPC or smart accounts for complex operations.
📊 Comparison table
A short comparison of wallets on key points: code/security, fees, usability, supported networks and features. For details see the sections above.
| Wallet | Code/security | Fees | UX | Networks | Features |
|---|---|---|---|---|---|
| MetaMask | OSS; local keys; no 2FA | Transfers — gas; Swap ≈0.9% | Extension + mobile; NFT (mobile) | EVM + L2 (no BTC/SOL) | Snaps; Ledger/Trezor |
| Trust Wallet | OSS; PIN/bio; no 2FA | Network only; swaps — partners | Mobile‑first; localized | 40+ (BTC/EVM/SOL/TRX) | Staking; dApp; NFT |
| Coinbase Wallet | OSS libs; backup (opt.); Ledger | Transfers — network; swap 0.5–1% | Simple UI; exchange link | EVM, BTC, SOL | dApp; NFT; Base/L2 |
| Rabby Wallet | Full OSS; audits; simulation | No mark‑up; flexible gas | Pro‑DeFi; localized | EVM networks | Auto‑switch; permissions; NFT |
| Phantom | Partly closed; Ledger; anti‑phishing | Network; swap ≈0.85% | Fast UI; NFT gallery | SOL, ETH, Polygon, Base, BTC | Staking SOL; dApp |
| Exodus | Closed code; Trezor/Ledger | Transfers — network; swap 2–5% | Beautiful UI; localized; desktop+mobile | 250+ (BTC/ETH/BNB/SOL/ADA/DOT) | Staking; DeFi apps; no L2 |
| Atomic Wallet | Closed; incident ’23 | Network; swaps — partners | Simple UI; localized | 500+ (BTC/ETH/XRP/SOL/TRX) | Staking; NFT (Solana) |
| Guarda | Partly OSS; multi‑sig; Ledger | Network; swap 1–2% | Web/desktop/mobile; localized | 50+ (BTC/ETH/BNB/TRX/TON/XMR) | WalletConnect; staking |
| OKX Wallet | Partly OSS; MPC; audits | Network; DEX aggregator w/o mark‑up | Modern UI; dApp catalog | 130+ (EVM/BTC/Lightning/SOL/…) | NFT market; Earn; bridges |
✅ Conclusion
The choice of wallet depends on your tasks: where you interact with dApps most, which networks you need and how important advanced features are.
Brief recommendations
- DeFi on Ethereum/L2: MetaMask or Rabby (maximum compatibility and flexible settings).
- Multi‑chain “all‑in‑one”: OKX Wallet or Trust Wallet (dozens of networks, NFT/DEX/bridges).
- Solana + NFT: Phantom (fast UX, convenient gallery).
- Tied to the Coinbase ecosystem: Coinbase Wallet (simple Web3 connection, core networks).
- Desktop‑oriented UX: Exodus (portfolio, staking; fewer L2 integrations).
- Avoid for large sums: Atomic Wallet (security incident in 2023).